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The Ink Plus Business Card from Chase routinely earns a high spot on TPG’s monthly list of top travel rewards credit card offers, thanks to lucrative bonus categories and a sign-up bonus of 60,000 points after spending $5,000 in the first three months. While that offer is already worth a whopping $1,260 based on TPG’s valuations, for a limited time you can nab an even higher sign-up bonus.
Is it worth it?
Branch-only offers can be an inconvenience — remember how Chase Freedom Unlimited applications were initially restricted to customers at a physical Chase location? — but if isn’t a hassle for you to drop by in person, the higher-than-usual bonus for the Ink Plus Business Card could definitely be worth snagging. The extra 10,000 points are worth $210 based on TPG’s latest valuations, and with the spring and summer travel seasons upon us it shouldn’t be hard to put those Ultimate Reward points to use with the program’s strong selection of transfer partners, including British Airways, Hyatt and United.
Limited-time offer aside, the Ink Plus Business Card is worth considering due to its bonus spending categories. Here’s a recap of these and other key benefits/features:
- Earn 5 points per dollar on the first $50,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.
- Earn 2 points per dollar on the first $50,000 spent in combined purchases at gas stations and hotel accommodations when purchased directly with the hotel each account anniversary year.
- Earn 1 point per dollar on all other purchases, with no limit to the amount you can earn.
- No foreign transaction fees
- $95 annual fee
As you can see, this business card is an especially attractive option for those who can leverage the 5x bonus spending category, which earns an outstanding 10.5% return on office supplies and other eligible purchases. It does have an annual fee of $95, but the sign-up bonus alone easily makes up for it, as does the opportunity to earn bonus Ultimate Rewards points on a variety of spending categories.
Bottom Line
The Ink Plus Business Card is a great product thanks to its 5x and 2x bonus spending categories and the ability to transfer to a variety of travel partners, and this limited-time offer is even more lucrative than the 60,000-point bonus that’s been available throughout the last year. If you’ve been considering applying and live relatively close to one of Chase’s 5,000-plus US branches, now’s as good a time as ever to take the plunge. Plus, it’s been a while since we last saw a 70,000-point offer for this card, so we may not see this same bonus pop up again soon.
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Source: thepointsguy.com